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If you're planning on getting an iPhone or MacBook or iPad you can get it just for that. Also 2 percent anywhere that accepts Apple Pay like Trader Joe's. Getting 3 percent on refurbished stick seems like a good deal. Some Visa Signature cards might pay more though and you get extended warranty and 90 days insurance. They should add an option to earn miles or balance transfers with no fee. They will need to add more cash back offers to be competitive or I will still use my other cards for regular non Apple Pay purchases since I can get better than 1 percent base cash back.
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