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I only applied through the dealer and the application always included the full MSRP. I am not sure it really matters and you probably want to get approved for the higher amount. You won’t need it but gives you flexibility if you decide to buy a more expensive car.
To clarify, I typically lock in BMW lease programs and then wait for the car to built. I receive approval at the time of the lock and then finalize things with a dealer 2 months later when the car is ready.
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Sold: 2020 X7 M50 White Mineral with Ivory & Blue, 2017 X6M Long Beach Blue with Mugello Red, 2014 X6M Monte Carlo Blue with Mugello Red, 2011 X6 5.0 Black on Black, 2008 E350 4Matic Silver, 2006 Infiniti M45 Diamond Graphite
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