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assuming you have 700+ fico, base MF is 0.00166 so they marked it up unless your credit score is under. also, if you're not already a BMWCCA member for longer than 1 year, join before you buy/lease the car. purchase the 3 year membership for $134 at bmwcca.org then mail or email them the contract after purchase, BMWNA will send you a $1000 check in the mail.
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