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I'm not sure what the warranty goes for but let's say it's 3,500 for 50,000 miles, 6 years..
That's a long time and if you spend just $1500 to $2,500 on repairs during period(assuming you don't get the warranty) then you would save $1,000.
If you put that $1,000 towards your extended warranty (let's say you got the insurance) you effectively paid 1,000 to insure yourself against a blown engine, blown tranny, etc.
I came out ahead versus the cost of the extended warranty on my E90..Valve cover gasket jobs, HVAC evaporator leak ($$$), etc..
Of course if you like to turn wrenches the risks are a bit less, you could still lose an engine or a turbo however and all you would save is the cost of labor. The parts cost would leave you full of severe regret.
I've read a story or two of oil in the turbos or blown engines on this forum, ( one at 52k and one at 75 AFAIK ). Those posters claim they weren't running mods. The odds could be infinitesimal small but I would hate to be that guy and get a repair quote for $20,000.
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