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I buy stuff about a year old and keep it for about 10 years after that. Let someone else take the initial hit and then I drive it a long time so that in the end the average monthly loss isn't too significant. But - I can handle having a car 10 years.
And yeah, you're justifying what you want to do. If you can afford it go for it. If not or it's questionable (let's say you don't already have your 401k and Roth maxxed and some other savings going on as well (or, if you're retired or something)) then I'd say keep it and quit daydreaming for at least a few years.
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