I always just look at the cars cost, then the expected depreciation based on mileage per year, and what I will sell it for. Any new BMW is going to hurt you a lot. Even leasing gets expensive when you factor in the overall cost AND the fact you wont even own the car at the end of it.
I just checked BMWs site on 2019 M4 leases. 4500 down and 800 a month lol. all in you are paying. 32000 all in over 36 months (yes yes I know there are discounts etc). then then the dealer takes it back. you lease another M4 for the same amount. Now after 6 years you have paid 64000, and don't own anything.
Buy a used 2015 M3 for 45000. drive it for 3 years. The car will probably still be worth low 30s at minimum and guess what? you own the car. Even if a turbo blows and costs 5000, you will still be ahead.
Here in Missouri you get a tax credit on trade in too.. so if I trade in to a 2018 CS in a few years, I will only be taxed on the difference (M3cs price - sale price of my base M3).
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2021 M2C DCT
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