I'm wondering if I got hosed. The Financing Manager said we'd get $2500 off if we finance through BMWFS. No problem, as I expected this going in. The deal is all over the BMW websites. 3.31% for up to 72 months.
He offered me a bunch of different packages, which I politely declined. Then he said, well, let me try something. He added gap insurance and the BMW maintenance package (whatever the one is that upgrades from just oil changes to also adding back wear and tear items), dropped the rate to 1.9%, and got me a slightly lower monthly payment.
I didn't think I should pass this up. Getting more and paying less. Made me wonder if I could have just gotten the 1.9% rate in the first place, but he claimed that wouldn't be possible.
