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I had considered a loaner before buying new.
The one thing that made me go new was the finance rate and the fact you will be a second owner if buying a loaner.
Finance rate for a new car is 2.9% whereas a loaner being second hand is between 7 and 10%. Makes a big difference on the monthly payments.
In the UK most people buy new because of the great discounts and low finance rates. That’s why there are a lot of second hand X7s on the forecourt.
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Old Wheels - X5M50d in Carbon Black 
New Wheels - X7M50d in Phytonic Blue  |