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      04-24-2020, 12:56 PM   #814
jmciver
///M SubDriver
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Drives: 2017 M3, 2020 X7 40i
Join Date: Jul 2016
Location: DMV

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Garage List
2017 BMW M3  [10.00]
2020 BMW X7  [0.00]
2019 BMW X3  [0.00]
2009 BMW 128i  [0.00]
Quote:
Originally Posted by Mohsinkayub05 View Post
So I got a quote from different dealer (Richmond BMW Midlothian) down to a lower price, $72,500 OTD (MSRP $83,245), but no other incentives added just giving me a 3% rate for financing, they will also deliver the car to me. They are charging $579 processing fee which seem high to me. My wife is pushing me to seal the deal, but I am wondering if I can get any lower than this.
Seems pretty good, but without seeing more of a breakdown it is difficult for me to tell where you might be missing something. Although, it does not make sense that the dealer does not want to include any of the factory incentives on top of any dealer discounts the dealer is giving you - if I understand your post correctly. The factory incentives (APR/Lease credit, Loyalty credit, Military credit, etc) are all "cash" directly from the manufacturer to the dealer, regardless of any additional discount the dealer may be giving you in the deal.
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///M3 COMPETITION 6MT - 2017 F80 Smoked Topaz Metallic
BM3 / MP-HAS / GC Camber Plates / Carbonstructure Interior
X7 XDrive 40i ///M-SPORT - 2020 G07 Arctic Grey Metallic

X3 XDrive 30i - 2019 G01 Mineral White (wife's) / 128i 6MT - 2009 E82 Jet Black (son's)
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