[mawk6211]

I have placed an order through a local dealer on a new 2020 X7 and the car is currently in production. I have not yet signed any paperwork with the dealer but I have been given the fallowing deal:

MSRP: $79095
Savings: $4545
Adjusted Price: $74550
PVT Tag: $10
Tire and Wheel Insurance: $2542 (I will remove this before signing, left it in now for comparison)
Total Purchase: 77102
Taxable Fees: 393
Dealer Fee: 899
Tax: 177
Non-Tax Fees: 1217 (acquisition?)
Down Payment: $0
They are quoting me $1095p/m (plus tax) and $2914 Drive-Off on a 12K/36 lease.
This is inclusive of the Loyalty Discount.

Using the Lease Calculator (57% res. and 0.00145 m.f. and $1250 loyalty) I get: $1030p/m (plus tax) with $2552 drive-off

Not sure if this is good deal, given that others are easily getting 8% off, but I’m also having problems matching their numbers to my leasing calculator. Why are their numbers higher? Is the dealer pulling a fast one by increasing the MF? Any ideas as to what else might be throwing the numbers off?