Quote:
Originally Posted by Liquid_Ice
Just for comparison's sake - I ordered a 2020 M340i and the MSRP is $68k. I'm paying everything up front though (taxes and all fees up front) - nothing rolled into the lease and putting down 7 MSDs. So my up front is going to be a lot - $4200 for MSDs and $3700 for taxes, tags, dealer fees, etc.
But my monthly payment will be $592/month.
The MSDs aren't necessary but they lower your interest rate and you get the money back after the lease ends. But ignoring that - $3700 for everything else - divided by 36 months is $102 per month. So, if I rolled all of that into my lease, it would be $692/month - still lower monthly than you and my car's MSRP is >$20k more than yours.
The math isn't perfect because I didn't recalculate with the higher interest rate - but this should hopefully help you see that this is a really bad deal.
My car was custom ordered too, it isn't a car sitting on the lot. I was able to get 10% off MSRP plus $2000 loyalty (I am a previous BMW owner) and $1000 lease cash.
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You did pretty well!
$3700 rolled into the lease is more like ~$115/mo after interest Calc.
And OP isn't doing MSD's (some States don't permit it) so that adds another ~$30/mo.
But yes, proof his deal needs more massaging.