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Yes I think your logic is correct.
I always thought that was how PCP and leasing worked. I think from my basic understanding though that they set a GFV (guaranteed future value) of the car.
So lets say the above example with the M4 costs you £24.2K and then when the lease is up the car is worth more than the GFV, you can transfer the difference into the deposit of a new lease deal or pay the GFV to keep the car.
So you pay more in the first instance but then can use the over-payment to your advantage if you stay in their PCP loop/buy the car outright.
Can someone correct me if I am wrong?
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Current car: E92 M3 6MT
Car history highlights: EP2 Civic, E92 335i M Sport, E92 325D M Sport - Stage 1, Mk5 Golf GTI - Stage 2+, E46 M3 6MT, E82 135i M Sport 6MT, Nissan 350z - Stage 3, Audi S3 - Stage 1 DSG, M135i Auto.
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