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You're making it too complicated. Ask yourself one (1) simple question. How long are you going to be hauling kids around in a big SUV?
If it's less than 5 years, lease.
if it's 5-6 years, you'll get the same results either way.
If it's more than 6 years, buy the X7.
with technology and maintenance and warranty issues, I'd preferred to keep my cars insured and in warranty. so anything over 5 years seems crazy nuts to me in this day and age.
I understand some of the older boomers on here want to buy and own, but for me it's not worth the hassle. Before I retired, I billed my clients at $1200 per Hour. At that rate, I'm not doing any DIY repairs on my 10 year old BMW. For me, it's leasing all the way. Let BMW worry about the maintenance and residual value of my 8 cylinder 550 horsepower v8 engines.
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