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To answer your first question
Yes it could be swap to T-mobile. "Hence you'll only need it to have hotspot internet, otherwise you're covered with the current one unlimited"
Second, there's a physical card yet it's deep in the i7 screen and you'll need a service appointment to have it changed, according to the bmw genius and they wouldn't even hint to me where is it located until I saw it on YouTube video for another purpose.
Ps. I'm in the same boat, yet waiting to use my 3GB data allowance first and then will do the swap.
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From the East to the West through the rest of the World
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