11-17-2022, 07:48 AM | #1849 |
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It's so funny how dealers will do everything they can do get you to use BMWFS even if they have a higher rate. The negligible $750 loyalty credit is meaningless when they are 2-3 pts higher on a 72 month loan.
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11-17-2022, 09:52 AM | #1850 |
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well, they keep the bump over the buy rate and get a bonus for the loans through bmwfs.
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Present: 2023 G07 40i ZDH/ZDU/ZMP/ZMQ/2NH/ZPK/ZPP/ZRC/300/3AC
Past: 2013 335i 6MT ZMM/ZDH/ZTP/3AG/494/508 Past: 2016 F34 335i xDrive ZCW/ZDA/ZDH/ZTP/ZMP/2V5/5DL Past: 2019 G01 M40i ZDA/2VF/ZPP/ZPX/688/3AC |
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11-19-2022, 09:45 PM | #1851 |
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Have an X7 being delivered next week, not in huge rush to get it - do not need to get rid of my AMG GLE 53.
Here is detail.. I’m in Colorado. Good deal…bad deal, haven’t signed yet? MSRP - 90,880 Rebate - 750 Discount -2000 Adjusted price 88,130 Per a Plate 395.00 Total purchase - 88,525 Trade allowance (lease trade in so no tax benefit) - 70,000 Trade difference - 18525 Tax - 7865.13 Title $37.20 Net price 26427 Trade pay off - 65,575 Cash down - $5,000 Balance - $87,002.34 60 months at 1,743 Lease at 1,422 for 36 months (obviously with above upfront taxes removed) |
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11-20-2022, 08:04 AM | #1852 | |
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11-20-2022, 10:51 AM | #1855 |
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I have responded to your MF question in your other thread, but I'll repeat this here again. The dealer is marking up the MF by one point.
The current November MF BMW buy rate is .0021, which translates to 5.04% interest rate. Your dealer is selling it to you at .0025, which translates to 6.0%. Seems like you have few options: 1. You can convince your dealer to sell at .0021 MF 2. Ask for additional discount which equates to the amount you would be overpaying by accepting the higher MF 3. Walk away and go to another dealer 4. Etc…
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11-20-2022, 03:58 PM | #1857 | |
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11-20-2022, 04:21 PM | #1858 | ||
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11-21-2022, 05:16 PM | #1859 | |
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Does anyone know of any dealers on the East Coast that are discounting MSRP and charging the standard 4.79 finance rate? |
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11-24-2022, 09:28 PM | #1861 |
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11-28-2022, 10:56 PM | #1862 |
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12-06-2022, 02:55 PM | #1865 |
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Can you share the details, my dealer told me this was not possible, however logistically it makes more sense for me to do that then have the car shipped to CA (the dealer) and then back again.
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12-07-2022, 09:49 PM | #1866 | |
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12-10-2022, 10:09 PM | #1868 |
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12-10-2022, 10:11 PM | #1869 |
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The dealer submit the request to PCD and then you get an email from PCD regarding the date for PCD. I am planning to drive back to the Bay Area. If you don’t plan on driving your car back you need to arrange your own shipping at your own cost dealer won’t pay for it. Also my local dealer denied PCD requests as well so I contacted another dealer and they agreed.
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12-10-2022, 10:29 PM | #1870 |
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