Sponsored by The Tire Rack

[mandrimac]

I am not an agressiver driver and won't be doing much donuts, do I need the insurance?

[Ms_Kady]

The insurance is not so much for aggressive drivers, but for mishaps such as getting a nail in your tire. I think if you are offered a good deal on the insurance, it may be worth it to take it.

[brian32e]

who offers tire insurance? Your auto insurance company or the tire shop?

[Hankdoll]

My dealer offered me tire protection for $900.

[mandrimac]

Originally Posted by Ms_Kady

The insurance is not so much for aggressive drivers, but for mishaps such as getting a nail in your tire. I think if you are offered a good deal on the insurance, it may be worth it to take it.

What do you think is a good deal on the insurance? Also, they told me about another insurance about scratch protection and so? Could you provide some info on that too. Thanks in advance.

[Ms_Kady]

Originally Posted by Hankdoll

My dealer offered me tire protection for $900.

Did you go to Crevier? That's where I got mine.

[Ms_Kady]

Originally Posted by mandrimac

What do you think is a good deal on the insurance? Also, they told me about another insurance about scratch protection and so? Could you provide some info on that too. Thanks in advance.

The insurance isn't offered by BMW. It's a separate company that is contracted by BMW to cover the wheel and tire insurance. I'm not sure how much the price varies by region, but I know my dealer offers it at $900 or so. My Customer Advisor happens to be one of my good friends, so I was able to get a good deal on it. Basically, the price I paid was equivalent to the cost of having to buy one new tire. My coverage lasts for 3 years and also covers after market wheels should I decide to get them.

The wheel insurance was the only extra I added and it was by the recommendation of my friend. I've experienced a few incidents with a nail in my tire or my tires going flat before and I can't afford to replace a tire every single time it happens, so it was worth it for me to add the insurance. Not to mention, it's also reassuring to know that should anything happen, it's already covered.

I was told that BMW will not repair run flat tires and will require you to purchase a new one. I have heard that they can be repaired, but it is not recommended. If you are pretty confident about your car or if you can afford to replace your tires should anything happen, it may not be worth it to add the insurance.

I hope this has helped somewhat. Good luck!

[ward]

tire insurance is as much of a rip off as gap insurance, paint protection..... anything they try and sell you in the little finance office at the end

run away, for $900 you can almost buy a whole set of new tires

[mandrimac]

Originally Posted by Ms_Kady

The insurance isn't offered by BMW. It's a separate company that is contracted by BMW to cover the wheel and tire insurance. I'm not sure how much the price varies by region, but I know my dealer offers it at $900 or so. My Customer Advisor happens to be one of my good friends, so I was able to get a good deal on it. Basically, the price I paid was equivalent to the cost of having to buy one new tire. My coverage lasts for 3 years and also covers after market wheels should I decide to get them.

The wheel insurance was the only extra I added and it was by the recommendation of my friend. I've experienced a few incidents with a nail in my tire or my tires going flat before and I can't afford to replace a tire every single time it happens, so it was worth it for me to add the insurance. Not to mention, it's also reassuring to know that should anything happen, it's already covered.

I was told that BMW will not repair run flat tires and will require you to purchase a new one. I have heard that they can be repaired, but it is not recommended. If you are pretty confident about your car or if you can afford to replace your tires should anything happen, it may not be worth it to add the insurance.

I hope this has helped somewhat. Good luck!

Thanks, this was informative. I am getting the same deal, the price of one tire for four years, and I guess I will take it. What do you think about the dent protection insurance.

[Ms_Kady]

Originally Posted by mandrimac

Thanks, this was informative. I am getting the same deal, the price of one tire for four years, and I guess I will take it. What do you think about the dent protection insurance.

That's good. I doubt that I would have added it if I had to pay full price. The wheel insurance is the only thing I added. I didn't see a real need for anything else.

[mandrimac]

Originally Posted by Ms_Kady

That's good. I doubt that I would have added it if I had to pay full price. The wheel insurance is the only thing I added. I didn't see a real need for anything else.

Thanks

[Ms_Kady]

Originally Posted by mandrimac

Thanks

Anytime!

[RGRAY]

My dealer wanted $495 for 4/50,000 road hazard.

I decided against it.

Why would yours be almost double my price?

[Ms_Kady]

Originally Posted by RGRAY

My dealer wanted $495 for 4/50,000 road hazard.

I decided against it.

Why would yours be almost double my price?

I'm not exactly sure why it's so much more expensive in Southern California. My best guess is that it's just the region. Just about everything here is expensive.

[mikepinkerton]

Or they thought they could make another $500 off him by inflating the price.
-Mike

[Ms_Kady]

Originally Posted by mikepinkerton

Or they thought they could make another $500 off him by inflating the price.
-Mike

Probably.

[jflecha]

I would look at your experience with the tires on you previous cars.

Then judge as to weather or not it would be worth it.

[segfault]

Gap insurance is automatically included on all BMWFS leases at no extra charge. The finance manager at Don Jacobs BMW in Lexington, Kentucky tried to tell me she would only include it if I purchased the tire protection plan. Needless to say, I didn't buy my car there!