[exokiss]

I know it all depends on gender, age, geolocation, overall driving history, and few more crucial factors, but I now wonder and just out of curiosity what's the median insurance premium you guys pay on your X7 lease? Can you please post your numbers here? Thanks in advance.

[naw2]

$560/6 months with State Farm

[thenew3]

I haven't gotten my car yet, but my insurance agent quoted me roughly $1k/yr.
I have $500k liability, $1k/$500/$100 deductible Collision/Comprehensive/Glass. and OEM parts replacement.
I'm with farmers.

[aas5]

I am paying $1,500 for a year in NYC. I was quoted $1K a year in Long Island. $121K MSRP.

[MrSnoopy]

Quoted 2700 a year for a 95k x7 . Geico..500 deductible and usual limits . 1000 deductible makes it 2400. Seems high.

37 y/o, married, driving nearly 20 years. Excellent credit. vehicle will be leased so bmwfs will hold title. Been with Geico 9 years. Current car is an x5 65k paging 2k a year. Something is not right? No accident, or points, speeding ticket in 2014. Upstate NY and car is garaged...had a glass claim once a long time ago (chipped windshield)

[unfoundnemo]

I'm at $1144/year. FWIW, insurance went down almost $200/year moving from a $73k F15 X5 to the $94k X7...

[unfoundnemo]

Originally Posted by MrSnoopy

Quoted 2700 a year for a 95k x7 . Geico..500 deductible and usual limits . 1000 deductible makes it 2400. Seems high.

37 y/o, married, driving nearly 20 years. Excellent credit. vehicle will be leased so bmwfs will hold title. Been with Geico 9 years. Current car is an x5 65k paging 2k a year. Something is not right? No accident, or points, speeding ticket in 2014. Upstate NY and car is garaged...had a glass claim once a long time ago (chipped windshield)

What was your situation when you're current policy started? If it's been the same policy for 9 years and your situation changed drastically (credit, marriage, etc.) in that time, it might be worth having them quote writing a new policy. I did it with Progressive a couple of years ago and saved a good $800.

I actually did a rate comparison to see if I could get a better price elsewhere, and was surprised when Progressive came back as the cheapest, but at a different price than I had. They basically just explained that all of the actuarial factors remained in place from when they first wrote me a policy. Discounts have been applied over time for loyalty and such, surcharges came and left for accidents and tickets, but the rate tiering/structure remained. They wrote a new policy and I was still able to keep my loyalty perks and simply just saved money... kind of silly really, but they told me that was the only way.

[aas5]

Originally Posted by MrSnoopy

Quoted 2700 a year for a 95k x7 . Geico..500 deductible and usual limits . 1000 deductible makes it 2400. Seems high.

37 y/o, married, driving nearly 20 years. Excellent credit. vehicle will be leased so bmwfs will hold title. Been with Geico 9 years. Current car is an x5 65k paging 2k a year. Something is not right? No accident, or points, speeding ticket in 2014. Upstate NY and car is garaged...had a glass claim once a long time ago (chipped windshield)

Seems high. Check with Liberty Mutual and other providers. I have a $1K deductible. You should also do the defensive driving course online ($20) that gives additional discounts for three years. You are outside of NYC so should be even lower.