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      12-22-2015, 06:01 AM   #1
djw007
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BMW Finance M3

Anyone financed by BMW at the moment for an M3/4?
I went with them three years ago FOR MY 335I and got a decent rate just under 8 percent from memory back then... rates were higher though.
Any one care to share their current interest rate having purchased recently?
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      12-22-2015, 02:17 PM   #2
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Quote:
Originally Posted by djw007 View Post
Anyone financed by BMW at the moment for an M3/4?
I went with them three years ago FOR MY 335I and got a decent rate just under 8 percent from memory back then... rates were higher though.
Any one care to share their current interest rate having purchased recently?
I made some enquiries looking at bmw comparing to the corporate bank I deal with through work
Bmw repayments were about $150 per month more based on 4yr 40%
I think the corporate rates were very low at 5 % or even less.
I had a full circle which worked well on my last car but rates were definitely higher
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      12-22-2015, 07:41 PM   #3
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BMW Finance offering @4.6% recently with no penalties for early payout.
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      12-22-2015, 07:44 PM   #4
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1.9% for 60
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      12-22-2015, 08:01 PM   #5
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1.9 for 60
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      12-22-2015, 11:41 PM   #6
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1.9 for 60
Luv your rates in the USA :-)
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      12-23-2015, 06:16 AM   #7
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Quote:
Originally Posted by purecrema View Post
BMW Finance offering @4.6% recently with no penalties for early payout.
Where did you get that rate?
I got quoted 5.6% today on the full circle package.
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      12-23-2015, 07:25 AM   #8
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Quote:
Originally Posted by jp330Cic.au View Post
Where did you get that rate?
I got quoted 5.6% today on the full circle package.
Both those rates would be better than what I was quoted through bmw fin
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      12-23-2015, 08:39 AM   #9
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Originally Posted by Shanh81 View Post
1.9 for 60
Hardly relevant in this forum!!!!
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      12-23-2015, 05:45 PM   #10
purecrema
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Quote:
Originally Posted by jp330Cic.au View Post
Where did you get that rate?
I got quoted 5.6% today on the full circle package.
Melbourne BMW....I understand BMW is offering professionals (Doctors/Engineers/etc) the lower rate....was around .3% lower I recall.
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      12-23-2015, 09:06 PM   #11
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Quote:
Originally Posted by samboy37 View Post
Both those rates would be better than what I was quoted through bmw fin
That was through BMW finance
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      12-23-2015, 10:02 PM   #12
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I like the idea of no penalty for early payout. If I could get that rate I would go with them.

Interesting about the full circle though as anytime I had been quoted numbers on that it seemed to be significantly more. I am not sure of the actual rate but the monthly payment was higher as well as the residual value (if you chose to purchase the car at the end of the period rather than hand back)
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      12-23-2015, 10:03 PM   #13
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So was the professionals rate 5.6 or 5.3
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      12-23-2015, 11:02 PM   #14
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1.7 or 1.9 for up to 60 can't remember the exact rate. I did it for 36 months.
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      01-05-2016, 09:09 PM   #15
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Any more details on going rates? (Australia) Im in process of going through Stratton Finance at the moment. Will advise what rate I get
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      01-06-2016, 12:48 AM   #16
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Any more details on going rates? (Australia) Im in process of going through Stratton Finance at the moment. Will advise what rate I get
Quoted 4.99 with alphera/Bmw on corporate program
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      01-06-2016, 04:04 AM   #17
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.

Last edited by Ghosn; 03-05-2016 at 02:09 AM..
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      01-09-2016, 09:37 AM   #18
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Quote:
Originally Posted by purecrema View Post
BMW Finance offering @4.6% recently with no penalties for early payout.
Got 4.28%. 60 months 35% or 38% residual (can't recall exactly). Shop around. Chattel mortgage rates are lowest. Use that to bargain with.
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      01-10-2016, 01:21 PM   #19
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Quote:
Originally Posted by simpelton
Quote:
Originally Posted by purecrema View Post
BMW Finance offering @4.6% recently with no penalties for early payout.
Got 4.28%. 60 months 35% or 38% residual (can't recall exactly). Shop around. Chattel mortgage rates are lowest. Use that to bargain with.
When did you get that rate and with who? I was offered 4.25 6 months a go and now I'm getting 5.2 with Stratton.
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      01-11-2016, 05:18 AM   #20
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Quote:
Originally Posted by Hazey82 View Post
When did you get that rate and with who? I was offered 4.25 6 months a go and now I'm getting 5.2 with Stratton.
BMW Finance. End of Oct. Some "professionals" (accountants/lawyers/medical) were getting in the late 3's a few months back.
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      01-12-2016, 12:33 AM   #21
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Don't be afraid to push back on any rates. I did this with bmw and they went from 6.2 to 4.7 pretty easily and then I used that to go back to Stratton and went from 5.2 to 4.5
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      01-12-2016, 07:36 AM   #22
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Originally Posted by Hazey82 View Post
Don't be afraid to push back on any rates. I did this with bmw and they went from 6.2 to 4.7 pretty easily and then I used that to go back to Stratton and went from 5.2 to 4.5
Well done.
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