[dizzy619]

Can someone please explain that this...
I am currently looking at purchasing an old Hotham have to use on track days... Unsure whether to add it to my work Van policy or start a new one.... This is what I found for both an Renault clio and a seat Leon cupra r without any no claims considered.....

[dizzy619]

Originally Posted by dizzy619

Can someone please explain that this...
I am currently looking at purchasing an old Hotham have to use on track days... Unsure whether to add it to my work Van policy or start a new one.... This is what I found for both an Renault clio and a seat Leon cupra r without any no claims considered.....

And here is what happened to those quotes when I added 8 years no claims?

[jusdorange]

price is lower

whats the issue here?

[....,,,,..,,..]

Confused..

What do you believe the problem is?

[dizzy619]

Originally Posted by Brigand

Confused..

What do you believe the problem is?

The price of the clio is exactly the same with 8 years no claims as it was with none?

[....,,,,..,,..]

Originally Posted by dizzy619

The price of the clio is exactly the same with 8 years no claims as it was with none?

That very likely due to it being 3rd party.

No claims discount tends to impact fully comp more.

[subsy]

Isn't it the case that you can only use your NCD in one car policy ? I.e if this is a second car, and you've used it on your main car, then you can't use it on this anyway.

[Kal101]

As above TPFT isn't so impacted by NCD

Get sone quotes for fully comp. you may find it doesn't make that much difference if any in cost especially on an older car.

As said also some insurers will only allow NCD on one car.

Might be worth considering classic car insurance as it will be your weekend toy -this will limit your mileage and not cover on the track - same as most regular insurance.

Presuming the insurance is there only to get you to and from the track.

[jusdorange]

And your insurance is ridiculously low anyway

So it possible it can't get lower

[tinkz]

I phoned up my insurance co. the other day, to get a price if i get my windows tinted, they want another £10 a month. thats with 12 years no claims

Same price to actually buy the tints.

Thieving Toerags

[Hanchurch]

My wife's insurance company charged an extra £40 a year to park her car in the garage instead of on the drive!
Apparently they have a lot of claims from people driving into their garages!

[TheLiverBird]

A mate of mine that works for co-op insurance reckons it costs more to insure on drive than on street parking, as parking on a drive means any prospective thief knows where the keys are! Not tried it myself when running quotes as I'm not due for a couple of months but it'll be interesting to see if it is true! Personally would have thought that the added danger of being vandalised or hit while on street would be more of a risk.