Insurance

imy · 05-19-2016, 09:30 AM

My insurance is up for renewal,

I was curious to see difference in quotes between declaring JB4 and wheels and not.

Without JB4 and wheels my quote is £300 per annum cheaper! comes in at £670

With declared its £973...

Vajesus... I didn't realise it would have that big of an impact.

Edit: just found it £200 cheaper on another comparison website with mods declared and still with Adrian Flux. strange how that one works!

abeardo83 · 05-19-2016, 10:56 AM

The JB4 adds an additional 25% to the car's power output, so I'm not surprised it goes up.

Phil99z · 05-19-2016, 12:33 PM

I found with Adrian Flux the more mods you have the more they brought down the policy. Also got a better price when I called them and spoke to a broker.

RENT-A-GOAT · 05-20-2016, 10:48 AM

Adrian Flux seem ok but when are next too useless come a claim had a nightmare when I had my old golf insured through them.

Thermobaric · 05-20-2016, 11:22 AM

One of the annoying things about insurance is their randomness in dealing with claims. One person will say XXX is terrible. One person will say XXX is amazing. I'd say avoid the really dire ones that most people agree on then go with the cheapest from the rest and assume you'll have to put up with cretins when making a claim. Until some super duper insurance company (ha) comes along, I can't see things improving.

05-19-2016, 09:30 AM	#1
imy Captain 84 Rep 972 Posts Drives: M140i Join Date: Jul 2015 Location: London iTrader: (1)	Insurance My insurance is up for renewal, I was curious to see difference in quotes between declaring JB4 and wheels and not. Without JB4 and wheels my quote is £300 per annum cheaper! comes in at £670 With declared its £973... Vajesus... I didn't realise it would have that big of an impact. Edit: just found it £200 cheaper on another comparison website with mods declared and still with Adrian Flux. strange how that one works! __________________ 2016 M140i 07 E90 335i: JB4, Trebila BEF, BMS DCI, VRSF DPs, Scoops, 19" CSL Reps, 5" ETS FMIC, VTT Inlets, BMS CP, HKS BOV, BMS Meth Injection - sold
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05-19-2016, 10:56 AM	#2
abeardo83 Captain 97 Rep 828 Posts Drives: E92 M3 Join Date: Nov 2015 Location: Cheshire iTrader: (2) Garage List 2008 BMW M3 [0.00]	The JB4 adds an additional 25% to the car's power output, so I'm not surprised it goes up.
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05-19-2016, 12:33 PM	#3
Phil99z First Lieutenant 115 Rep 316 Posts Drives: 2018 F31 340i Shadowline Ed Join Date: Jan 2015 Location: Cheshire, UK iTrader: (0) Garage List 2018 F31 340i (MPPSK) [0.00]	I found with Adrian Flux the more mods you have the more they brought down the policy. Also got a better price when I called them and spoke to a broker. __________________ Previous: 2007 E91 330i M Sport (Titan Silver) Current: 2018 F31 340i Shadowline Edition, MPPSK, (Alpine White)
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05-20-2016, 10:48 AM	#4
RENT-A-GOAT Major 463 Rep 1,049 Posts Drives: F31 320D Xdrive Msport+ Join Date: Jun 2015 Location: Warwickshire iTrader: (0) Garage List 2015 BMW F31 320D X ... [0.00]	Adrian Flux seem ok but when are next too useless come a claim had a nightmare when I had my old golf insured through them. __________________ [url=https://www.deutschespeed.com/threads/the-bimmerpost-refugee-thread.561/]Click here for the Bimmerpost UK Refugees - Censorship Sucks![/url]
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05-20-2016, 11:22 AM	#5
Thermobaric Captain 65 Rep 670 Posts Drives: BMW E92 Join Date: May 2015 Location: Bucks iTrader: (1)	One of the annoying things about insurance is their randomness in dealing with claims. One person will say XXX is terrible. One person will say XXX is amazing. I'd say avoid the really dire ones that most people agree on then go with the cheapest from the rest and assume you'll have to put up with cretins when making a claim. Until some super duper insurance company (ha) comes along, I can't see things improving.
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