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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > USA - New England > Relocating to Framingham possibly



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      04-26-2008, 05:58 PM   #1
sal501
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Relocating to Framingham possibly

Might relocate from San Diego, CA for a job. Would appreciate some information regarding auto insurance companies and premiums you guys are paying for 335 coupes. I have two cars on my policy in SD, an 04 Jetta (beater) and an 08 335 Coupe and I am paying 1400 annually for 1k deductible. I noticed that most popular insurance companies in CA dont do business in MA. What companies you recommend and what premium you get.

Also wanted to know, if I would need dedicated winter tires for winter, or all season high performance tires will do the job.

Any other advice you have, please free to share.

Much Thanks
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      04-26-2008, 06:35 PM   #2
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I don't know that much about insurance, so I'll pass it to someone else.

For winter tires, I highly recommend you to get them.
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      04-26-2008, 09:20 PM   #3
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Quote:
Originally Posted by sal501 View Post
Might relocate from San Diego, CA for a job. Would appreciate some information regarding auto insurance companies and premiums you guys are paying for 335 coupes. I have two cars on my policy in SD, an 04 Jetta (beater) and an 08 335 Coupe and I am paying 1400 annually for 1k deductible. I noticed that most popular insurance companies in CA dont do business in MA. What companies you recommend and what premium you get.

Also wanted to know, if I would need dedicated winter tires for winter, or all season high performance tires will do the job.

Any other advice you have, please free to share.

Much Thanks
While a lot of people will tell you they survived on all-seasons without a problem, I would recommend getting dedicated snow tires. It also depend on your work situation. If you are expected to work in the middle of a snow storm, snow tires is a necessity.
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      04-26-2008, 09:50 PM   #4
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Quote:
Originally Posted by Kev View Post
While a lot of people will tell you they survived on all-seasons without a problem, I would recommend getting dedicated snow tires. It also depend on your work situation. If you are expected to work in the middle of a snow storm, snow tires is a necessity.
+1
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      04-26-2008, 11:13 PM   #5
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Sounds like the right thing to do, to have dedicated summer and winter tires.

How about insurance costs? Anybody willing to share how much they pay for car insurance. Who do you recommend for insurance?
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      04-27-2008, 07:41 AM   #6
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I have Traveler's. Had one claim per year for the past two years, one at fault, the other not at fault, 1K deductible and it came out to about 1600 a year.

[EDIT]

Should also add that I live in down town Boston so the cost might not reflect how much it is in Framingham (most likely cheaper).
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      04-27-2008, 08:05 AM   #7
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I have METLIFE and it cost me 958 a year for my 08 335 coupe and it cost 867 a year for the Ducati both have only a 500 dollar deductible the agents info is 508~653~1600 ask for Nicole I also live in Framingham so drop me a line when you make the move and +1000 on the snowtires!!!
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      04-27-2008, 10:13 AM   #8
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Originally Posted by Dubbedoutbimmer View Post
I have METLIFE and it cost me 958 a year for my 08 335 coupe and it cost 867 a year for the Ducati both have only a 500 dollar deductible the agents info is 508~653~1600 ask for Nicole I also live in Framingham so drop me a line when you make the move and +1000 on the snowtires!!!
Thanks for the info.
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      04-27-2008, 01:56 PM   #9
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that's quite a relocation. Not sure I would be able to give up southern Cali for Framingham (I've lived in and around Framingham my entire life). I have Commerce Insurance, mass insurance used to be regulated but that is now changing. If you have a spotless driving record you can shop around for better deals. With one ticket from my SRT-8 Jeep I pay 1200 a year for my 335.

If you don't mind me asking what company do you work for that would have you relocating to Framingham?
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      04-27-2008, 02:37 PM   #10
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that's quite a relocation. Not sure I would be able to give up southern Cali for Framingham (I've lived in and around Framingham my entire life). I have Commerce Insurance, mass insurance used to be regulated but that is now changing. If you have a spotless driving record you can shop around for better deals. With one ticket from my SRT-8 Jeep I pay 1200 a year for my 335.

If you don't mind me asking what company do you work for that would have you relocating to Framingham?
I am tenatively interviewing with Mathworks in Natick
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      04-27-2008, 04:36 PM   #11
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Commerce Insurance. $840/yr
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      04-27-2008, 06:48 PM   #12
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Quote:
Originally Posted by sal501 View Post
Might relocate from San Diego, CA for a job. Would appreciate some information regarding auto insurance companies and premiums you guys are paying for 335 coupes. I have two cars on my policy in SD, an 04 Jetta (beater) and an 08 335 Coupe and I am paying 1400 annually for 1k deductible. I noticed that most popular insurance companies in CA dont do business in MA. What companies you recommend and what premium you get.

Also wanted to know, if I would need dedicated winter tires for winter, or all season high performance tires will do the job.

Any other advice you have, please free to share.

Much Thanks


I graduated from UCSD last year, now getting my master degree at Boston University. If you enjoy the weather of San Diego like I did, be prepared for the huge transition! You might indeed ask yourself why the hell you ever moved to Boston when winter comes.

Last not least, I highly recommend you to have an extra winter sets
or
1)you will be waiting for toll trucks for more than 24 hours
2) or you have to shavel the snow til you get a clear ground!
(Based on my previous experiences)

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      04-27-2008, 08:30 PM   #13
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Originally Posted by DDL View Post
I graduated from UCSD last year, now getting my master degree at Boston University. If you enjoy the weather of San Diego like I did, be prepared for the huge transition! You might indeed ask yourself why the hell you ever moved to Boston when winter comes.

Last not least, I highly recommend you to have an extra winter sets
or
1)you will be waiting for toll trucks for more than 24 hours
2) or you have to shavel the snow til you get a clear ground!
(Based on my previous experiences)

Congrat Man
Since you are from San Diego, perhaps you can let me know how traffic law enforcement is there in Boston. I drive pretty hard and aggressive, and easily push 85-90mph even when not driving hard. Are cops more strict there? Can one get by with having a detector/jammer or pretty much you have to do speed limit.
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      04-27-2008, 09:26 PM   #14
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Commerce insurace. 5K per year.
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      04-27-2008, 11:03 PM   #15
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Quote:
Originally Posted by sal501 View Post
Since you are from San Diego, perhaps you can let me know how traffic law enforcement is there in Boston. I drive pretty hard and aggressive, and easily push 85-90mph even when not driving hard. Are cops more strict there? Can one get by with having a detector/jammer or pretty much you have to do speed limit.
Cops in SD are way too chill. I have never got a ticket in SD for the 4 years of college. You are expecting the same in here because all the state revenue department cares about is parking citation!

However, be prepared that the drivers/traffics here are much horrible! I really meant it! I am still getting used to the way people drive here. Please be also cautious on the road condition.

You might not get pulled over driving over 80 mph, but you can easily bend your wheels if you are not careful enough.
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      04-28-2008, 11:52 AM   #16
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Quote:
Originally Posted by sal501 View Post
Since you are from San Diego, perhaps you can let me know how traffic law enforcement is there in Boston. I drive pretty hard and aggressive, and easily push 85-90mph even when not driving hard. Are cops more strict there? Can one get by with having a detector/jammer or pretty much you have to do speed limit.
Get one of those Bluetooth K40 units. I can hook you up with someone in Framingham if you ever decided to come over. The installation is totally invisible with the indicator lights installed within your turn signal indicator in the speedometer.

I drive fairly aggressively at times and had not been pulled over in the 3 years that I've lived here. However, you have to watch out for the potholes here coz they can really fuck up your suspension and rims quick.....

Quote:
Originally Posted by DDL View Post
Cops in SD are way too chill. I have never got a ticket in SD for the 4 years of college. You are expecting the same in here because all the state revenue department cares about is parking citation!

However, be prepared that the drivers/traffics here are much horrible! I really meant it! I am still getting used to the way people drive here. Please be also cautious on the road condition.

You might not get pulled over driving over 80 mph, but you can easily bend your wheels if you are not careful enough.
+1 on the damn potholes and wheel damage
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      04-28-2008, 03:07 PM   #17
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Don't do it man. san diego to framingham is not even close to being a lateral move. stay in san diego and dont tell me its about the money. its always about the money. i know that san diego has a problem with illegal mexicans but framingham has PLENTY of illegals, trust me.
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      04-28-2008, 11:22 PM   #18
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Don't do it man. san diego to framingham is not even close to being a lateral move. stay in san diego and dont tell me its about the money. its always about the money. i know that san diego has a problem with illegal mexicans but framingham has PLENTY of illegals, trust me.
I have always struggled with the notion of relocating elsewhere from San Diego. I wonder why
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      04-29-2008, 07:48 AM   #19
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I have always struggled with the notion of relocating elsewhere from San Diego. I wonder why
i'd rather be poor in san diego than have money and live in framingham.
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      04-29-2008, 08:02 AM   #20
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i'd rather be poor in san diego than have money and live in framingham.
x2 on that one. I spend a lot of time in Irvine CA for work and can't get enough of the weather. Absolutely love it out there.
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      04-29-2008, 10:01 AM   #21
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      04-29-2008, 10:10 AM   #22
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Stay in San Diego. You don't want to move here..
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