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2019+ BMW 3 AND 4-SERIES FORUMS (G2x Generation) Ordering / Pricing / Order Tracking Forum Cash vs lease

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      03-10-2019, 03:44 PM   #1
stvding
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Cash vs lease

Here in Canada, m340i RWD (if still coming) should has 4% less residual value than xDrive according to f32 440 rwd vs xdrive. And lease rate is 3.99% right now. The m340i invoice my dealer sent me (xdrive), interest paid for 3 years is 5233, a lot. I also need to pay for 1500 ish lease return/ appearance protection pkg.

So does it make sense for me to buy the car cash vs leasing? I do have enough money around. Any other factors to consider? Any help is appreciated.
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      03-11-2019, 02:23 PM   #2
clutchdj
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Quote:
Originally Posted by stvding View Post
Here in Canada, m340i RWD (if still coming) should has 4% less residual value than xDrive according to f32 440 rwd vs xdrive. And lease rate is 3.99% right now. The m340i invoice my dealer sent me (xdrive), interest paid for 3 years is 5233, a lot. I also need to pay for 1500 ish lease return/ appearance protection pkg.

So does it make sense for me to buy the car cash vs leasing? I do have enough money around. Any other factors to consider? Any help is appreciated.
I would not buy the first model year in cash money as the residual market value could be lower than what is projected. really cant speak for you though. Basically it sounds like you will either have to pay now or pay later depending on what decision you make. If you generally buy cars in cash then hey what do you have to loose.
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