[hl0m4n]

looking at the 1.9% financing deal for e92 m3 and .9% for everything else i would like to see if i am safe making a swap from my 335i.

two questions i have are: the finance deal is for cars on the lot or i can order new and still get the finance deal and does it apply for cpoed cars as well?

i know that alot of dealers have huge cuts on m3s along with the great finance %s.

Current:
e92 335i 07:
almost 30k miles but the interior is MINT and when i say MINT it is really MINT, no fuel pump problems, etc. exterior is in great shape as well.
Cold
Step
Sport
Premium
CA
Navigation
Monaco Blue/Gray/Aluminum
Lease: about $650 month
Mods Not Listed

Want:
e92 M3 W/ DCT
Premium
Sport
CA
M-Tech
Cold
Enchanced Sound (Optional, But Would Like)
HD Radio (Optional, But Would Like)
Colors & Trim (Undecided) But No Extended Leather

what information would you guys need to help me calculate if i can make a safe move with payments cheaper or around what i am paying now.

KBB (although not very accurate here are my credentials):
Suggested Retail: $37,435
Trade In: $31,175
Private: $34,195

[Raja Ventureshield]

no chance to make the payments 650$ or less with the M3 if I understand what you are saying correctly. I am assuming this with current car without too much positive equity and/or any down payment.

for example: let's say the dealer pays off ur car for what you owe.

even an M3 e92 if they sold it to you at 50k

50k/60 payments = 833.33$ (that is with zero interest, just an example).

and i do not know any dealer selling for 50k.
you might get 5-6k off a car sitting on the lot, but still then you are looking at 56k or so plus tax.
so basicly a bit below 60k.

hope this helps.

[thekewl1]

i think the financing deal is for 08's only. Any new order placed with a dealer will be a '09 model.

[hl0m4n]

Originally Posted by Raja Ventureshield

no chance to make the payments 650$ or less with the M3 if I understand what you are saying correctly. I am assuming this with current car without too much positive equity and/or any down payment.

for example: let's say the dealer pays off ur car for what you owe.

even an M3 e92 if they sold it to you at 50k

50k/60 payments = 833.33$ (that is with zero interest, just an example).

and i do not know any dealer selling for 50k.
you might get 5-6k off a car sitting on the lot, but still then you are looking at 56k or so plus tax.
so basicly a bit below 60k.

hope this helps.

but what if i can get $30k for my car let say i put that towards downpayment of a $60k m3. that would leave me with 30k left 1.9% or .9% financing if i get sedan and wouldn't that equal less or equal to what i am paying for my 335i?

[methodtim]

^ So you're free and clear on the 335i now?

[genesis]

Originally Posted by hl0m4n

but what if i can get $30k for my car let say i put that towards downpayment of a $60k m3. that would leave me with 30k left 1.9% or .9% financing if i get sedan and wouldn't that equal less or equal to what i am paying for my 335i?

That would only work if the car you currently have is paid for...In your original message it says you are leasing...

[RMA]

I just found out that is the same rate for a "balloon" program as well (works very similar to a lease) so you would have smaller payments Just use the same residuals from BMW's lease program & replace the hi ass $$ factor with the 0.9/1.9% rate

[e90fanatic]

Originally Posted by genesis

That would only work if the car you currently have is paid for...In your original message it says you are leasing...

+1. I'd say, how about going to Hertz and rent a couple of cars and trade it in. Make sure you pick the expensive ones so you can just trade key for key.

[bmwguy123]

Not a good time to do anything right now.. Hold on to the 335

[E90SLAM]

huh???
ur trying to sell a car that's "not" your's???

[DieselClown]

Originally Posted by E90SLAM

huh???
ur trying to sell a car that's "not" your's???

seriously, I don't understand where this equity is coming from.

[DieselClown]

Originally Posted by hl0m4n

but what if i can get $30k for my car let say i put that towards downpayment of a $60k m3. that would leave me with 30k left 1.9% or .9% financing if i get sedan and wouldn't that equal less or equal to what i am paying for my 335i?

are you seriously saying that you will have $30k from a car that you haven't paid off (much less a leased one at that). Unless there's something missing, you still owe money on the 335.

[E90SLAM]

If its leased....you don't even "own" the car.....hmmm...

[pdjafari]

If I trade my neighbors M6 for the M3 will they give me cash back for the equity?

[methodtim]

Silence from the OP is deafening.

[Cyber]

Crime does not pay. Didn't the no go bailout plan today show that?

[RMA]

Even though the .9/1.9% is a great deal...I personally would not purchase a new M3 anytime soon (unless you stole a used one in the near future of course

[gonzo]

^ Why not?

[hl0m4n]

opps my bad. that is so true can't believe i didn't think of that common sense . i had the idea during class and just had to post it, guess i rushed into conclusion over the excitement .

but if one did have the car paid off and got lets say $30,000 for it and the m3 costs $60,000. after the $30k payment he is left with $30k and you just take that divide by 48 months and add 1.9% to the monthly payments?

[Jet335i]

the fact that you're asking all these basic questions (not to mention the fact that you FORGOT you don't own your car) shows you shouldn't even be entertaining the thought of an m3.

[RMA]

Originally Posted by gonzo

^ Why not?

Would rather keep my $$ in the bank than stepping into a $180-$200 difference in monthly finance payment (thats what it would have been in my case).

[hl0m4n]

Originally Posted by Jet335i

the fact that you're asking all these basic questions (not to mention the fact that you FORGOT you don't own your car) shows you shouldn't even be entertaining the thought of an m3.

man chill i just forgot, excitement was better than learning about poetry so i just surf e90 and why not post. on the spot moment thing.

but in all seriousness, the offer is sooo good.