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BMW 3-Series (E90 E92) Forum
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Car Insurance - Full Coverage or Liability?
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04-14-2011, 12:39 PM | #1 |
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Car Insurance - Full Coverage or Liability?
I have a 2007 335 E92 fully paid off, no car payments. The car worth probably around 30K and it's in excellent condition.
I don't know whether or not to drop full coverage and go just to liability. Can someone give me their advise about whether I should keep full coverage or just drop to liability? Last edited by shipill; 04-14-2011 at 09:26 PM.. |
04-14-2011, 01:42 PM | #3 |
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04-14-2011, 06:48 PM | #4 |
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I'm an ex insurance agent...
I can tell you unless the car is 10 years old you should keep full coverage. That is a good rule of thumb. You should never drop liability... Ever. Dropping collision or comprehensive down the road is a different story. |
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04-14-2011, 08:25 PM | #5 |
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Full coverage for such a car. If you're worried about the payments you can do one of two things.
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04-14-2011, 09:53 PM | #6 |
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04-14-2011, 10:11 PM | #7 |
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04-15-2011, 06:35 AM | #8 |
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04-15-2011, 07:23 AM | #9 |
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I tend to agree re: insurance, but I view property insurane and car insurance as sacrosanct.
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