Canadian 328i

MattCoast · 04-25-2007, 12:48 AM

Hey Guys

Would it be a problem to drive a canadian 328i for say.. 2 years... while having it plated and registered under Ontario??

Does anyone keep track of how long the vehicle has been in NY or anything?

gregarious · 04-25-2007, 11:29 PM

Maybe your Ontario based insurance company may complain (deny coverage) if you claim a loss in the US if it’s discovered the car was principally garaged in the US. Your premiums are based on ON rates, which, for a Canadian insurer will always be lower than anywhere in the US – even if a US insurer will insure for less. Go figure.

You could always tell your insurer that the car will be principally operated in the US and pay the extra premiums – but expect to pay through your a$$. Maybe a US insurer may agree to insure the car with ON plates. Folks at customs will ask questions. If you are maintaining a principal address in Ontario, you should be fine. After all, ON address = ON drivers license.

Without more information, its impossible to answer your question. I leased in ON and kept my car in NJ for the full three years. My insurance was very expensive. I serviced the car whenever I went home to visit family, etc. Under NJ law, and similarly NY, you are supposed to register your car here within a couple weeks of moving into the state. That will be impossible for you to do if you lease/finance.

04-25-2007, 12:48 AM	#1
MattCoast Registered 0 Rep 2 Posts Drives: 328i Join Date: Apr 2007 Location: Canada iTrader: (0)	Canadian 328i Hey Guys Would it be a problem to drive a canadian 328i for say.. 2 years... while having it plated and registered under Ontario?? Does anyone keep track of how long the vehicle has been in NY or anything?
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04-25-2007, 11:29 PM	#2
gregarious Private First Class 4 Rep 148 Posts Drives: 335i e90 Join Date: Apr 2007 Location: Toronto iTrader: (0)	Maybe your Ontario based insurance company may complain (deny coverage) if you claim a loss in the US if it’s discovered the car was principally garaged in the US. Your premiums are based on ON rates, which, for a Canadian insurer will always be lower than anywhere in the US – even if a US insurer will insure for less. Go figure. You could always tell your insurer that the car will be principally operated in the US and pay the extra premiums – but expect to pay through your a$$. Maybe a US insurer may agree to insure the car with ON plates. Folks at customs will ask questions. If you are maintaining a principal address in Ontario, you should be fine. After all, ON address = ON drivers license. Without more information, its impossible to answer your question. I leased in ON and kept my car in NJ for the full three years. My insurance was very expensive. I serviced the car whenever I went home to visit family, etc. Under NJ law, and similarly NY, you are supposed to register your car here within a couple weeks of moving into the state. That will be impossible for you to do if you lease/finance.
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