[Design1314]

Can someone tell me how much I 'll be paying a month for a 328i coupe (estimated price after all the add ons is $38745 MSRP)? My credit is new and i think I am going to put $5000 down payment. I really don't want to lease it.. Some one help me? Thanks

[ejazbmw]

just go to bmwusa.com and you can find out there....thats how i did it

[Design1314]

about financing?

[cwn23]

it will be around 950-1000 depending on the APR

[ejazbmw]

Originally Posted by Design1314

about financing?

yeah they have est payments.....

[cwn23]

your better off going with a lease, the payments will be more reasonable!!!!

[Design1314]

$1000?

[Design1314]

bmwusa.com said $1300 a month..can it be less if i go to a bmw dealer?

[BMW F22]

yes. Also consider European Delivery. For that car you can probably get it for $33800 with European Delivery. That'd put you at about $37k after taxes and everything. $5k down, finance for 5 years/60months and your payment should be about $600 or so.

[Design1314]

Originally Posted by BMWE90

yes. Also consider European Delivery. For that car you can probably get it for $33800 with European Delivery. That'd put you at about $37k after taxes and everything. $5k down, finance for 5 years/60months and your payment should be about $600 or so.

so Euro delivery = the same model as NA? or a little different...Please explain.
and if i finance 5 years does it mean that I have to pay more interest? Thanks

[Weaselboy]

Originally Posted by Design1314

Can someone tell me how much I 'll be paying a month for a 328i coupe (estimated price after all the add ons is $38745 MSRP)? My credit is new and i think I am going to put $5000 down payment. I really don't want to lease it.. Some one help me? Thanks

Here you go....

MSRP 38745
Tax/Lic 3900 (est)
Total 42645
Down -5000
Finance 37645 for 60 mos at 6.05% = 728.66 a month

[Design1314]

Originally Posted by Weaselboy

Here you go....

MSRP 38745
Tax/Lic 3900 (est)
Total 42645
Down -5000
Finance 37645 for 60 mos at 6.05% = 728.66 a month

Thanks so much for the info!

[Design1314]

another question: do I save more if i have a 24mo payment plan or 60mo plan?

[SoYank]

Originally Posted by Design1314

another question: do I save more if i have a 24mo payment plan or 60mo plan?

You'll save more with the 24 month plan but the monthly payments are gonna be astronomical in comparison. Principal alone will cost you almost $1600 a month before even considering the interest portion.

[Weaselboy]

Originally Posted by Design1314

another question: do I save more if i have a 24mo payment plan or 60mo plan?

This is on a 37,645 loan.

Monthly Payment $728.66
Number of Payments 60
Total Interest $6,074.53
Total Cost of Loan $43,719.53

Monthly Payment $1,669.30
Number of Payments 24
Total Interest $2,418.14
Total Cost of Loan $40,063.14

[Design1314]

Originally Posted by Weaselboy

This is on a 37,645 loan.

Monthly Payment $728.66
Number of Payments 60
Total Interest $6,074.53
Total Cost of Loan $43,719.53

Monthly Payment $1,669.30
Number of Payments 24
Total Interest $2,418.14
Total Cost of Loan $40,063.14

Thanks so you mean I will be paying about $3500 extra for the interest...So can i get 60mo plan first then switch to 24mo plan like 1-2 yr later? Will I save a little from the $3500?

[Weaselboy]

Yes.

[BMW F22]

Originally Posted by Design1314

so Euro delivery = the same model as NA? or a little different...Please explain.
and if i finance 5 years does it mean that I have to pay more interest? Thanks

yup. Everything is the same. THe only difference is that you must pick the car up in Germany. Most people use this opportunity for a vacation since it's pretty much "paid for".


Unfortunately you would have to pay more interest. However, you could always pay it off sooner or refinance it.

[Design1314]

Cool...so if i get the euro models...i'll need to import it right? How much would it cost? And can I get it directly from a bmw dealer in NY?

[BMW F22]

For European Delivery info go here

http://www.e90post.com/forums/showthread.php?t=427

[SoYank]

Originally Posted by Design1314

Cool...so if i get the euro models...i'll need to import it right? How much would it cost? And can I get it directly from a bmw dealer in NY?

Careful there! Getting a European model is not the same as European Delivery. The steering wheel may be on the same side but there are features required by the US DOT that don't apply to, say, a German spec. You can import a German spec but before it can be licensed it would have to meet US specifications for safety and emissions. This itself would negate any cost benefits.

Getting a European Delivery is the same as getting it from you friendly neighborhood dealership but you order it, wait for it to be built, take delivery at the factory in Germany, drive it around on the continent for awhile (European Vacation?), deliver it to a port, wait a bit longer for the ship to stop at every port between Germany and the US, it arrives at one of the US ports, gets delivered to your local dealership and you pick it up, all the while saving quite a chunk. I believe BMW pays for the trans-Atlantic crossing or else it's built into the price you pay.

If you're dead set on getting a European model, though, you can always wait 25 years and import it without the safety and emissions requirements. But somehow I don't think you'd want to do this. By then the laws may be changed preventing this.