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      07-02-2007, 07:53 PM   #1
cal99_99
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Flying Rocks with picture

I got a rock flying to my bumper today on highway and it damaged my bumper. I am going to file a insurance claim. My question is can I have the dealer install the aero front bumper instead of the OEM one that I have? is there a clear bra for the aero bumper in the market? Mine has a clear bra too and i hope insurance will cover my damaged bra. The cover is missing too. I can't tell what I really hit to create these kinda of damage.
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Last edited by cal99_99; 07-02-2007 at 08:57 PM..
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      07-02-2007, 08:16 PM   #2
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I thought the aero bumper was just a piece of molding that is secured to the front of the original bumper...not sure though
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      07-02-2007, 08:20 PM   #3
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Quote:
Originally Posted by Bapesta View Post
how big was the damage?
how u filin to insurance? i got hit by a rock ??
+1 The deductible might be more than the damage lol
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      07-02-2007, 08:21 PM   #4
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no even if you need a new bumper the aero piece is separate
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      07-02-2007, 08:30 PM   #5
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show us some pics...
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      07-02-2007, 08:49 PM   #6
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Quote:
Originally Posted by RANJHA View Post
+1 The deductible might be more than the damage lol
it looks like I need a whole new bumper just for that little damage. Expensive rock.
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      07-02-2007, 09:02 PM   #7
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That can be repaired - you won't need a new bumper.
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      07-02-2007, 09:06 PM   #8
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Quote:
Originally Posted by e93 View Post
That can be repaired - you won't need a new bumper.
How? it probably won't come out perfect plus clear bra is not included. if i claim it, they will pay for clear bra too. only $500. bra alone is $250 for bumper.
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      07-02-2007, 09:14 PM   #9
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dude are you serious? i remember i was getting my rear bumper fixed and it had a smaller dent then yours, and the body shop was like "oooooh damn we have to change it go through you insurance for it" i thought they took me as a fool, and i just went to a shop my dealer told me about and it came out to only be 350bucks looked good as new....
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      07-02-2007, 09:15 PM   #10
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oh yeah did you ever think after you get a new bumper that this could happen again? are you just going to buy a new bumper each time? lol
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      07-02-2007, 09:41 PM   #11
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Quote:
Originally Posted by ejazbmw View Post
dude are you serious? i remember i was getting my rear bumper fixed and it had a smaller dent then yours, and the body shop was like "oooooh damn we have to change it go through you insurance for it" i thought they took me as a fool, and i just went to a shop my dealer told me about and it came out to only be 350bucks looked good as new....
did i say clear bra is 250? i probably need to buy a new bra after I pay the paint job, it will be more than 500 for sure.
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      07-02-2007, 10:46 PM   #12
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If your insurance claim works im gonna do it too for my new car! But in reality i dont think they cover those kind of damages...
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      07-02-2007, 10:56 PM   #13
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Quote:
Originally Posted by Bapesta View Post
whats the use of clearbra.. lol
its supposed to prevent things kind of like this from happening, rock chips, and other environmental hazards to your paint and bumpers
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      07-03-2007, 02:32 AM   #14
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that can be fixed...
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      07-03-2007, 07:18 AM   #15
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Quote:
Originally Posted by cal99_99 View Post
if i claim it, they will pay for clear bra too.
Whatever you're , I want some too!

Please file a claim with you're insurance company. When they raise your rates, it will help keep mine low.
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      07-03-2007, 08:14 AM   #16
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Quote:
Originally Posted by austinswinchell View Post
its supposed to prevent things kind of like this from happening, rock chips, and other environmental hazards to your paint and bumpers
no this would have happened even with a clear bra, they are for small chips, and barely protect against dents

good for the small chips though
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      07-03-2007, 08:23 AM   #17
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Quote:
Originally Posted by cal99_99 View Post
I got a rock flying to my bumper today on highway and it damaged my bumper. I am going to file a insurance claim. My question is can I have the dealer install the aero front bumper instead of the OEM one that I have? is there a clear bra for the aero bumper in the market? Mine has a clear bra too and i hope insurance will cover my damaged bra. The cover is missing too. I can't tell what I really hit to create these kinda of damage.
The answer to your question about the aero bumper is NO I tried it and they will not sell just the bumper you have to buy the entire kit whether you need all the parts or not. Meaning if you have the Aero kit put on the car when you bought it, and the bumper just need to be replace you have to buy the whole kit again. BMW has not set up the individual pieces to be purchase as of yet that is, or at least as of 2 months ago.
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      07-03-2007, 09:16 AM   #18
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Quote:
Originally Posted by Maestro View Post
The answer to your question about the aero bumper is NO I tried it and they will not sell just the bumper you have to buy the entire kit whether you need all the parts or not. Meaning if you have the Aero kit put on the car when you bought it, and the bumper just need to be replace you have to buy the whole kit again. BMW has not set up the individual pieces to be purchase as of yet that is, or at least as of 2 months ago.
Thats not true use SEARCH ALOT OF people have bought just the front aero piece and not the whole kit i asume this is for a E92.
What i would do is have the tear filled and sanded and then put the aero lip over it and it will cover the dmg. and you will be ahear the aero lip can be done for less then the cost of your deductable.
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      07-03-2007, 09:47 AM   #19
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It's a comprehensive claim on your policy. Which should be the cheaper deductible of the two depending on how you setup your policy. Comp claims will not ding you unless you are filling a ton of them every year, its a no fault claim meaning you won't see an insurance increase.

good luck
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      07-03-2007, 09:55 AM   #20
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This is a joke right? You gonna file insurance on a single rock chip AND you want to know if body shop can install aero kit vs oem kit for you. So I am guessing you want a brand new bumper because of this rock chip? Sorry, but this does not require a new bumper. Body shop will patch up the dent, sand it smooth, and repaint.

Everyone here needs to get something about their daily car, it will get rock chip no matter what. Unless you keep the car as a collection item parked in a garage, dont even bother about rock chip. You fix 1, another will come alive.
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      07-03-2007, 09:57 AM   #21
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Quote:
Originally Posted by Bapesta View Post
whats the use of clearbra.. lol
Where I come from we just divert more power to the forward deflector shields.
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      07-03-2007, 02:24 PM   #22
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Quote:
Originally Posted by txusa03 View Post
This is a joke right? You gonna file insurance on a single rock chip AND you want to know if body shop can install aero kit vs oem kit for you. So I am guessing you want a brand new bumper because of this rock chip? Sorry, but this does not require a new bumper. Body shop will patch up the dent, sand it smooth, and repaint.

Everyone here needs to get something about their daily car, it will get rock chip no matter what. Unless you keep the car as a collection item parked in a garage, dont even bother about rock chip. You fix 1, another will come alive.


+1. exactly what i was thinking..... this is one hella funny thread...
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