New BMW FS lease and interest rates as of January 3 2014

DTRJ · 01-05-2014, 08:13 PM

It appears as if BMW has raised the Interest rates from last month at 2.99% to 3.19% on at least the 3 and 4 series in the East Coast. It appears their lease estimate is up at least $20 per month as well.

Matts435coupe · 01-05-2014, 09:25 PM

Does anyone know if the residual or money factor changed?

DTRJ · 01-05-2014, 10:02 PM

The money factor on the east coast was .00125 which is 3.0%. I assume now it will go up as well to the equivlent of ,3.19%, but I am not sure

X2 Monstah · 01-06-2014, 05:57 AM

With the Fed discussing winding down the stimulus, all interests rates will start to rise slowly this year. Less cash flow in the economy = more people borrowing from banks; more people borrowing = higher interest rates. Not sure if BMW of NA finances through US banks (or even if that makes a difference though). Just a thought.

JasonX4MComp · 01-06-2014, 08:37 AM

MF is now .00130

boulderado · 01-06-2014, 11:59 AM

I am sure there are other levers that they pull when constructing lease deals (i.e the discounts off of the MSRP) but last week we leased a Lexus for my girlfriend through Toyota Financial Services and the money factor was .00040 without any MSD...

01-05-2014, 08:13 PM	#1
DTRJ First Lieutenant 65 Rep 351 Posts Drives: 2024 X4 M40I Join Date: Jan 2007 Location: EAST COAST iTrader: (0)	New BMW FS lease and interest rates as of January 3 2014 It appears as if BMW has raised the Interest rates from last month at 2.99% to 3.19% on at least the 3 and 4 series in the East Coast. It appears their lease estimate is up at least $20 per month as well.
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01-05-2014, 09:25 PM	#2
Matts435coupe Major 111 Rep 1,262 Posts Drives: 2014 BMW 435i Coupe Msport 6MT Join Date: Sep 2009 Location: Fort Lauderdale, Florida iTrader: (1)	Does anyone know if the residual or money factor changed? __________________ 2013 BMW 335is Coupe AW/CR 6MT 2012 BMW 335 coupe ( Sold) 2012 Audi S5 coupe( Sold) 2010 BMW 335i coupe( Sold) 2009 BMW 335i coupe ( Sold)
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01-05-2014, 10:02 PM	#3
DTRJ First Lieutenant 65 Rep 351 Posts Drives: 2024 X4 M40I Join Date: Jan 2007 Location: EAST COAST iTrader: (0)	The money factor on the east coast was .00125 which is 3.0%. I assume now it will go up as well to the equivlent of ,3.19%, but I am not sure
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01-06-2014, 05:57 AM	#4
X2 Monstah Captain 301 Rep 718 Posts Drives: 2018 X2 XDrive 28i M Sport Join Date: Oct 2013 Location: Fairfax, VA iTrader: (1)	With the Fed discussing winding down the stimulus, all interests rates will start to rise slowly this year. Less cash flow in the economy = more people borrowing from banks; more people borrowing = higher interest rates. Not sure if BMW of NA finances through US banks (or even if that makes a difference though). Just a thought. __________________ Mine: 2019 Mini Cooper S / Moonwalk Grey / Black Interior Wife's: 2018 X2 XDrive 28i / MSport X / Mediterrean Blue / Mocha Dakota Leather Previous: 2008 E92; 2014 F30; 2016 F30 M Sport; 2011 E82 (Man I miss the 1er!)
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01-06-2014, 08:37 AM	#5
JasonX4MComp Banned 237 Rep 933 Posts Drives: 2023 X4M Comp Join Date: Apr 2013 Location: BMW of Bel Air, MD iTrader: (0)	MF is now .00130
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01-06-2014, 11:59 AM	#6
boulderado Private First Class 17 Rep 176 Posts Drives: 428i xDrive Join Date: Jun 2013 Location: Boulder, CO iTrader: (0)	I am sure there are other levers that they pull when constructing lease deals (i.e the discounts off of the MSRP) but last week we leased a Lexus for my girlfriend through Toyota Financial Services and the money factor was .00040 without any MSD...
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