Got T-Boned :(

[BrandonBear]

Got hit after picking up my dry cleaning in one shopping center and driving through an intersection (I had a green light) to another shopping center.

[ronssito]

Hope your next 135I has the cool red interior.

[2012_135i]

Youch. That hurts. Sorry, man.

But I see you have the grey poplar trim. Nice choice!

[Greenkirby21]

oh no : (

[Satalite]

Damn. I don't know what I would do with myself if I got hit like that! How much are the repairs?

[mike the snake]

I feel you man. My car got hit while parked, hit and run, no note, repairs to the tune of $2600 ($1000 deductable), took 2 weeks longer than they said it would take (3 weeks total), I've had the car back for 2 weeks and I hit a deer. I lucked out and the only damage is the headlight, which is $1200. I changed my deductable down to $100.

I hope your car gets fixed quickly and is back with you ASAP.

[ken1137]

That sucks! Sounds like you are ok so that would be the most important thing after an accident. Yeah, I wonder what the total damage will be ?

[BrandonBear]

Thanks guys. When it first happened I flipped, I have only had her for 2 months. I have cooled down since it happened and have now started to look at the positive. Mods... since the side mirror is destroyed I had the body shop order the M style retrofit mirrors. 2 wheels/tires have been damaged so ordered the Breyton Race GTS-R Black w/Red Stripe.

Originally Posted by Satalite

How much are the repairs?

Haven't received an exact cost yet but up around 5K.

[BrandonBear]

Originally Posted by mike the snake

I feel you man. My car got hit while parked, hit and run, no note, repairs to the tune of $2600 ($1000 deductable), took 2 weeks longer than they said it would take (3 weeks total), I've had the car back for 2 weeks and I hit a deer. I lucked out and the only damage is the headlight, which is $1200. I changed my deductable down to $100.

I hope your car gets fixed quickly and is back with you ASAP.

Ouch, that’s a horrible string of bad luck. I really hope the repairs don’t take long; I hate not having my car. I hear you on the deductible, the fool is trying to claim that I ran a red light and although my insurance company found me not at fault I may still be responsible for my deductible… $1000

Originally Posted by ken1137

That sucks! Sounds like you are ok so that would be the most important thing after an accident

Very true, things could have always been worse. I was shaken up pretty bad after but am doing well now.

[mike the snake]

When I got my car and insurance, I figured if i made a claim, it would be from a crash, and at that point a grand wasn't too much to pay. I went 11 years with my last car without issue, and I've never made an insurance claim, ever, so I figured I was good.

What I didn't realize was how much it costs to fix stupid little shit like a $1200 headlight, or 3G's for a tiny scratch and dent on the fender. It's too late for these repairs, but I changed my insurance deductable to $100, and it only cost me like $12 extra a month. I would suggest doing the same, as everything on these cars is above a grand to fix, even the smallest things.

Good luck.

[rsbpilot]

My heart goes out to you, Brandon. The pics made me sick to my stomach. Hope the repairs go quickly.

Since the other driver is at fault, did you discuss with your insurance company going after them for dimminished value? You will likely receive less value for your car when you trade it or sell it because of this crash, so getting something now from the other driver will help offset that future loss.

Best wishes to you.

RSB (San Fernando Valley)

[Lester]

Have the car checked for alignment problems before you sign anything with your adjuster.

[Tralfaz]

Originally Posted by rsbpilot

Since the other driver is at fault, did you discuss with your insurance company going after them for dimminished value? You will likely receive less value for your car when you trade it or sell it because of this crash, so getting something now from the other driver will help offset that future loss.

Does that work? Unfortunately both serious accidents I've had were with uninsured drunk people, so I never tried pursuing such a thing. However, when I went to trade in my RX-8 a drunk guy hit for my 135i they definitely dinged me on the fact that it had been repaired. I got lucky and the accident wasn't on a CarFax report, or they said I probably would have lost more on the value.

In any case, I'm definitely sorry to hear about the car getting t-boned. It really sucks when something out of your control causes an inconvenience like that.

[DARK PHX]

That hurts me a lot cause it looks just like my car.

[Walt White Coupe]

the fool is trying to claim that I ran a red light and although my insurance company found me not at fault I may still be responsible for my deductible… $1000


What matters is what the police report says. If that says you are not at fault and you have your insurance company pay for the repairs they will make you responsible for the deductible until they get paid from the other persons insurance and then you will be reimbursed the deductible.

[Walt White Coupe]

Originally Posted by mike the snake

When I got my car and insurance, I figured if i made a claim, it would be from a crash, and at that point a grand wasn't too much to pay. I went 11 years with my last car without issue, and I've never made an insurance claim, ever, so I figured I was good.

What I didn't realize was how much it costs to fix stupid little shit like a $1200 headlight, or 3G's for a tiny scratch and dent on the fender. It's too late for these repairs, but I changed my insurance deductable to $100, and it only cost me like $12 extra a month. I would suggest doing the same, as everything on these cars is above a grand to fix, even the smallest things.

Good luck.

11 years X 12 months/year X $12 = $1584 Saved

Bad suggestion based on your experience.

[HondaGoneRogue]

Sorry to hear that. I know your pain. Hopefully it will be a speedy repair. And def press for diminished value from the other party.

[MPBK]

Originally Posted by BrandonBear

Ouch, that’s a horrible string of bad luck. I really hope the repairs don’t take long; I hate not having my car. I hear you on the deductible, the fool is trying to claim that I ran a red light and although my insurance company found me not at fault I may still be responsible for my deductible… $1000

That's a terrible situation to be in.
Ideally there are witnesses that can corroborate your story, but in practice it doesn't always happen that way. Even if somebody saw it happen, most likely they'd just drive away.
What would be the proper thing to do from an insurance pov?